11 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 11 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	4,248 sqft · built 2017
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Last Sale	$594,100 (Sep 2020)
Tax Bill	$16,584 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571832`

Property Details

APN / Parcel Number

Primary APN	`0361571832`
Alternative APNs	`470840` `829789`

Interior

Stories	2 Stories
Building Area	4,248 sqft Living Area
1st Floor Area	3,193 sqft
2nd Floor Area	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	705 sqft

Location & Zoning

Street Address	11 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 007, LOT 0001, 0.610AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	7
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3037
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 17, 2020	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jul 5, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	202050015
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000050015
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	BELTON, TX 76513
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068136
Date	Oct 18, 2021
Instrument	2021068136

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 17, 2020
Property Address	11 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000050015
Map Reference	DOC 2016-39
Instrument Date	Sep 15, 2020
Instrument	2020-00050015
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3207 MATADOR CV, 3207, AVERY ISLAND, LA 70513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000050016
Date	Sep 17, 2020
Instrument	2020-00050016

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 5, 2017
Property Address	11 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000027927
Map Reference	PL39
Instrument Date	Jun 30, 2017
Instrument	2017-00027927
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTETH ABSTARTC & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 SUTH WHEAT RD, 50, BELTON, TX 76513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000027928
Date	Jul 5, 2017
Instrument	2017-00027928

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,584.00 (+0.42%)	$854,703 Land $79,715 Building $774,988	$854,703 Land $79,715 Building $774,988
2024	$16,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Altitude ISP, Nextlink, T-Mobile, Verizon.

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