217 Mac Aly, Cramerton, NC 28032 Property Records

Gaston County property record for 217 Mac Aly, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 2020
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$293,500 (Dec 2020)
Tax Bill$3,703 (2023)
Deeds & MortgagesMar 2022 Line of Credit
Dec 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN224273

Property Details

APN / Parcel Number

Primary APN224273

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,797 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address217 MAC ALY
CityCRAMERTON
StateNC
Zip28032-0090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAMERTON MILLS L 54 16 005 150 00 000
Legal SubdivisionVILLAGES/CRAMERTON MILLS PH 1A
Legal Lot Number54
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group3
Census Block3020
Census Tract32508

Owner

Source: Gaston County assessment roll, APN 224273, as of January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address217 MAC ALY, CRAMERTON, NC 28032-0090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 23, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 25, 2020Loan Modification, Mortgage · Line of Credit
FIRST NAT'L BK PENNSYLVANIA
Mar 20, 2020Grant Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Grant Deed, Mortgage · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Document Number0051851863
Deed Book / Page5185 / 1863
Record UpdatedJun 07, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address217 MAC ALY, CRAMERTON, NC 28032-0090
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053221984
DateMar 25, 2022
Book Page5322/1984
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 23, 2020
Property Address217 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051851863
Book / Page5185 / 1863
Map ReferenceMB 86 PG 116&117
Instrument DateDec 23, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$587.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 E CATAWBA ST, 425, BELMONT, NC 28012-3311

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 MAC ALY, CRAMERTON, NC 28032-0090

Mortgage

Document Number0051851866
DateDec 23, 2020
Instrument5185/1866
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address217 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051500230
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address217 MAC ALY CRAMERTON NC 280320090, CRAMERTON, NC 28032-0090
InvestorPossibly a Property Investor

Mortgage

Document Number0051500230
DateAug 25, 2020
Book Page005150/000230
Lender
NameFIRST NAT'L BK PENNSYLVANIA
Address1005 HIGH HOUSE RD, CARY, NC 27513-3586
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateMar 20, 2020
Property Address217 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051091235
Book / Page005109 / 001235
Instrument DateMar 20, 2020
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$620.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateDec 29, 2017
Property Address217 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0049540991
Book / Page004954 / 000991
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329

Mortgage

Document Number49540991
DateDec 29, 2017
Book Page004954/000991
Lender
NameBANK OF THE OZARKS
TypeBank
AddressPO BOX 8811, LITTLE ROCK, AR 72231-8811
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll as of January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$3,703.00$351,030 Land $61,500 Building $289,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710325083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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