Gaston County property record for 105 Mac Aly, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,221 sqft · built 2018 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Oct 2021) |
| Tax Bill | $3,728 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224282 |
| Primary APN | 224282 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,221 sqft Heated Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Lot Area | 3,485 sqft (0.08 acres) |
| Porch | Porch |
| Porch Area | 228 sqft |
| Street Address | 105 MAC ALY |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRAMERTON MILLS L 63 16 005 150 00 000 |
| Legal Subdivision | VILLAGES AT CRAMERTON MILLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32508 |
105 Mac Aly is owned and occupied by an individual who acquired it in August 2024.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 26, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK |
| Sep 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Nov 26, 2019 · Amount on File |
| Deed Book / Page | 5280 / 2066 |
| Last Transfer Date | Aug 28, 2024 |
| Transfer Doc | 0055022121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 28, 2021 |
| Property Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0052802066 |
| Book / Page | 5280 / 2066 |
| Map Reference | MB 86 PG 116&117 |
| Instrument Date | Oct 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 691, KINGS MOUNTAIN, NC 28086-0691 |
| Name | Verified Name |
|---|---|
| Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0052802069 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 5280/2069 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 26, 2019 |
| Property Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0050841356 |
| Book / Page | 5084 / 1356 |
| Map Reference | MB 86 PG 116&117 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 E CATAWBA ST, 425, BELMONT, NC 28012-3311 |
| Name | Verified Name |
|---|---|
| Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 50841359 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 5084/1359 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 28, 2017 |
| Property Address | 105 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0049362331 |
| Book / Page | 004936 / 002331 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $281.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 105 Mac Aly was $3,728.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,728.00 | $362,380 (-) Land $61,500 Building $300,880 | |
| 2025 | $3,728.00 | $362,380 Land $61,500 Building $300,880 | |
| 2023 | $3,823.00 | $362,380 Land $61,500 Building $300,880 | |
| 2021 | $285,450 Land $60,000 Building $225,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Mac Aly in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Mac Aly is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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