213 Mac Aly, Cramerton, NC 28032 Property Records

Gaston County property record for 213 Mac Aly, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 2020
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$262,500 (Dec 2020)
Tax Bill$3,215 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN224274

Property Details

APN / Parcel Number

Primary APN224274

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,518 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Street Address213 MAC ALY
CityCRAMERTON
StateNC
Zip28032-0090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAMERTON MILLS L 55 16 005 150 00 000
Legal SubdivisionVILLAGES AT CRAMERTON MILLS
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group3
Census Block3020
Census Tract32508

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address213 MAC ALY, CRAMERTON, NC 28032-0090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
TRUISI BK BANK
Aug 25, 2020Loan Modification, Mortgage · Line of Credit
FIRST NAT'L BK PENNSYLVANIA
Mar 20, 2020Grant Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Grant Deed, Mortgage · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Book / Page5185 / 482
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 22, 2020
Property Address213 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051850482
Book / Page005185 / 000482
Instrument DateDec 22, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 MAC ALY CRAMERTON NC 280320090, CRAMERTON, NC 28032-0090

Mortgage

Document Number51850485
DateDec 22, 2020
Book Page005185/000485
Lender
NameTRUISI BK BANK
Address901 SEMMES AVE, RICHMOND, VA 23224-2270
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address213 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051500230
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address213 MAC ALY CRAMERTON NC 280320090, CRAMERTON, NC 28032-0090
InvestorPossibly a Property Investor

Mortgage

Document Number0051500230
DateAug 25, 2020
Book Page005150/000230
Lender
NameFIRST NAT'L BK PENNSYLVANIA
Address1005 HIGH HOUSE RD, CARY, NC 27513-3586
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateMar 20, 2020
Property Address213 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0051091235
Book / Page005109 / 001235
Instrument DateMar 20, 2020
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$620.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateDec 29, 2017
Property Address213 MAC ALY, CRAMERTON, NC 28032-0090
Document Number0049540991
Book / Page004954 / 000991
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329

Mortgage

Document Number49540991
DateDec 29, 2017
Book Page004954/000991
Lender
NameBANK OF THE OZARKS
TypeBank
AddressPO BOX 8811, LITTLE ROCK, AR 72231-8811
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,215.00 (-2.46%)$312,460 (-) Land $61,500 Building $250,960
2023$3,296.00$312,460 Land $61,500 Building $250,960
2021$236,310 Land $60,000 Building $176,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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