Gaston County property record for 121 Mac Aly, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2019 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Mar 2020) |
| Tax Bill | $3,228 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224278 |
| Primary APN | 224278 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,548 sqft Heated Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Lot Area | 3,485 sqft (0.08 acres) |
| Street Address | 121 MAC ALY |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRAMERTON MILLS L 59 16 005 150 00 000 |
| Legal Subdivision | VILLAGES AT CRAMERTON MILLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN |
| Mar 31, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Dec 30, 2019 | Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Sep 4, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 29, 2017 | Grant Deed, Mortgage · Line of Credit BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Book / Page | 5111 / 2322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0056050344 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 5605/344 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0055980288 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 5598/288 |
| Name | TRUIST BANK A NORTH CAROLIN |
|---|---|
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0051112322 |
| Book / Page | 5111 / 2322 |
| Map Reference | MB 86 PG 116-117 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 E CATAWBA ST, 425, BELMONT, NC 28012-3311 |
| Name | Verified Name |
|---|---|
| Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0051112325 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 5111/2325 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 30, 2019 |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0050911316 |
| Book / Page | 005091 / 001316 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 121 MAC ALY CRAMERTON NC 280320080, CRAMERTON, NC 28032-0080 |
| Investor | Possibly a Property Investor |
| Document Number | 50911316 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 005091/001316 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 4, 2018 |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0049980669 |
| Book / Page | 004998 / 000669 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 121 MAC ALY, CRAMERTON, NC 28032-0080 |
| Document Number | 0049540991 |
| Book / Page | 004954 / 000991 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329 |
| Document Number | 49540991 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 004954/000991 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | PO BOX 8811, LITTLE ROCK, AR 72231-8811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,228.00 | $313,770 (-) Land $61,500 Building $252,270 | |
| 2025 | $3,228.00 (-2.48%) | $313,770 (-) Land $61,500 Building $252,270 | |
| 2023 | $3,310.00 | $313,770 Land $61,500 Building $252,270 | |
| 2021 | $237,160 Land $60,000 Building $177,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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