113 Mac Aly, Cramerton, NC 28032 Property Records

Gaston County property record for 113 Mac Aly, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,478 sqft · built 2019
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Aug 2022)
Tax Bill$3,176 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN224280

Property Details

APN / Parcel Number

Primary APN224280

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,478 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Street Address113 MAC ALY
CityCRAMERTON
StateNC
Zip28032-0080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAMERTON MILLS L 61 16 005 150 00 000
Legal SubdivisionVILLAGES AT CRAMERTON MILLS
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group3
Census Block3013
Census Tract32508

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 MAC ALY, CRAMERTON, NC 28032-0080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 5, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 18, 2019Loan Modification, Mortgage · Line of Credit
FIRST NAT'L BK/PA
Sep 4, 2018Grant Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Grant Deed, Mortgage · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Book / Page5358 / 1106
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 17, 2022
Property Address113 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0053581106
Book / Page5358 / 1106
Map ReferenceMB 86 PG 116&117
Instrument DateAug 17, 2022
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyMASTER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1733 PINFISH LN, 1733, KURE BEACH, NC 28449

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053581108
DateAug 17, 2022
Instrument5358/1108
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term397 Months
DueSep 1, 2055

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 5, 2020
Property Address113 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0051280207
Book / Page5128 / 207
Map ReferenceMB 86 PG 116-117
Instrument DateJun 5, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$524.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 E CATAWBA ST, 425, BELMONT, NC 28012-3311

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MAC ALY, CRAMERTON, NC 28032-0080

Mortgage

Document Number0005128210
DateJun 5, 2020
Instrument5128/210
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Recording DateSep 18, 2019
Property Address113 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0050680669
Book / Page005068 / 000669
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117 MAC ALY CRAMERTON NC 280320080, CRAMERTON, NC 28032-0080
InvestorPossibly a Property Investor

Mortgage

Document Number50680669
DateSep 18, 2019
Book Page005068/000669
Lender
NameFIRST NAT'L BK/PA
TypeBank
Address1005 HIGH HOUSE RD, CARY, NC 27513-3586
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateSep 4, 2018
Property Address113 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0049980669
Book / Page004998 / 000669
Instrument DateSep 4, 2018
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$488.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397
InvestorPossibly a Property Investor

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateDec 29, 2017
Property Address113 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0049540991
Book / Page004954 / 000991
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329

Mortgage

Document Number49540991
DateDec 29, 2017
Book Page004954/000991
Lender
NameBANK OF THE OZARKS
TypeBank
AddressPO BOX 8811, LITTLE ROCK, AR 72231-8811
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,176.00 (-2.46%)$308,650 (-) Land $61,500 Building $247,150
2023$3,256.00$308,650 Land $61,500 Building $247,150
2021$232,130 Land $60,000 Building $172,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mac Aly

Nearby Streets

Search Property Records by Address or Parcel Number