Gaston County property record for 209 Mac Aly, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 2020 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,000 (Feb 2021) |
| Tax Bill | $3,488 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224275 |
| Primary APN | 224275 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,750 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Lot Area | 3,049 sqft (0.07 acres) |
| Street Address | 209 MAC ALY |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-0090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRAMERTON MILLS L 56 16 005 150 00 000 |
| Legal Subdivision | VILLAGES AT CRAMERTON MILLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 MAC ALY, CRAMERTON, NC 28032-0090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 20, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 29, 2017 | Grant Deed, Mortgage · Line of Credit BANK OF THE OZARKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Book / Page | 5202 / 1275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 209 MAC ALY, CRAMERTON, NC 28032-0090 |
| Document Number | 0052021275 |
| Book / Page | 5202 / 1275 |
| Map Reference | MB 86 PG 116-117 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 E CATAWBA ST, 425, BELMONT, NC 28012-3311 |
| Name | Verified Name |
|---|---|
| Address | 209 MAC ALY, CRAMERTON, NC 28032-0090 |
| Document Number | 0052021278 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 5202/1278 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 20, 2020 |
| Property Address | 209 MAC ALY, CRAMERTON, NC 28032-0090 |
| Document Number | 0051091235 |
| Book / Page | 005109 / 001235 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 209 MAC ALY, CRAMERTON, NC 28032-0090 |
| Document Number | 0049540991 |
| Book / Page | 004954 / 000991 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329 |
| Document Number | 49540991 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 004954/000991 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | PO BOX 8811, LITTLE ROCK, AR 72231-8811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,488.00 | $339,030 (-) Land $61,500 Building $277,530 | |
| 2025 | $3,488.00 (-2.46%) | $339,030 (-) Land $61,500 Building $277,530 | |
| 2023 | $3,576.00 | $339,030 Land $61,500 Building $277,530 | |
| 2021 | $256,450 Land $60,000 Building $196,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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