117 Mac Aly, Cramerton, NC 28032 Property Records

Gaston County property record for 117 Mac Aly, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,548 sqft · built 2019
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Aug 2020)
Tax Bill$3,228 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Sep 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN224279

Property Details

APN / Parcel Number

Primary APN224279

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,548 sqft Heated Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Lot Area3,049 sqft (0.07 acres)

Location & Zoning

Street Address117 MAC ALY
CityCRAMERTON
StateNC
Zip28032-0080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRAMERTON MILLS L 60 16 005 150 00 000
Legal SubdivisionVILLAGES AT CRAMERTON MILLS
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group3
Census Block3013
Census Tract32508

Owner

117 Mac Aly is owned and occupied by two individuals who bought it in August 2020.

Source: Gaston County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address117 MAC ALY, CRAMERTON, NC 28032-0080
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Warranty Deed, Subdivision Related Transfer
RONALD D JR & SHEILA A GUNTER
Sep 18, 2019Loan Modification, Mortgage · Line of Credit
FIRST NAT'L BK/PA
Sep 4, 2018Grant Deed, Transfer
ATTORNEY ONLY
Dec 29, 2017Grant Deed, Mortgage · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2020 · Amount on File
Deed SaleAug 6, 2020 · Amount on File
Prior SaleSep 4, 2018 · Amount on File
Deed Book / Page5145 / 149
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 6, 2020
Property Address117 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0051450149
Book / Page005145 / 000149
Instrument DateAug 6, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address117 MAC ALY CRAMERTON NC 280320080, CRAMERTON, NC 28032-0080

Mortgage

Document Number51450152
DateAug 6, 2020
Book Page005145/000152
Lender
NameRONALD D JR & SHEILA A GUNTER
Address102 SUNRISE LN, BRYAN, OH 43506-8720
Agreement
AmountAmount on Record
Term360 Months
DueAug 5, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Recording DateSep 18, 2019
Property Address117 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0050680669
Book / Page005068 / 000669
Instrument DateSep 18, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address117 MAC ALY CRAMERTON NC 280320080, CRAMERTON, NC 28032-0080
InvestorPossibly a Property Investor

Mortgage

Document Number50680669
DateSep 18, 2019
Book Page005068/000669
Lender
NameFIRST NAT'L BK/PA
TypeBank
Address1005 HIGH HOUSE RD, CARY, NC 27513-3586
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateSep 4, 2018
Property Address117 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0049980669
Book / Page004998 / 000669
Instrument DateSep 4, 2018
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$488.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7303 TIMBERNECK CT CHARLOTTE NC 282770397, CHARLOTTE, NC 28277-0397
InvestorPossibly a Property Investor

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateDec 29, 2017
Property Address117 MAC ALY, CRAMERTON, NC 28032-0080
Document Number0049540991
Book / Page004954 / 000991
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13815 CINNABAR PL HUNTERSVILLE NC 280785329, HUNTERSVILLE, NC 28078-5329

Mortgage

Document Number49540991
DateDec 29, 2017
Book Page004954/000991
Lender
NameBANK OF THE OZARKS
TypeBank
AddressPO BOX 8811, LITTLE ROCK, AR 72231-8811
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 117 Mac Aly was $3,228.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,228.00$313,770 Land $61,500 Building $252,270
2023$3,310.00$313,770 Land $61,500 Building $252,270
2021$237,160 Land $60,000 Building $177,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 Mac Aly in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 Mac Aly is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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