Black Hawk County property record for 210 E 4th St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Commercial > Office > Office Building |
|---|---|
| Year Built | Built 1881 |
| Square Footage | 2,000 sqft Gross Area |
| Lot Size | 1,000 sqft (0.023 acres) |
| Last Sale | $2,000,000 (2025) |
| Tax Bill | $6,308.00 (2025) |
| Primary APN | 8913-25-103-014 |
|---|
| Building Area | 2,000 sqft Gross Area |
|---|---|
| 1st Floor | 1,000 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fire Sprinklers | The property is equipped with a fire-suppression sprinkler system |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Brick Exterior |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Material | Urethane Roof |
| Lot Area | 1,000 sqft (0.023 acres) |
| Depth X Width | 50 ft x 20 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 210 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4702 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Office Building |
| Legal Description | KNEPPER AND LARMONS SUBDIV LOT 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | KNEPPER AND LARMONS SUBDIV |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-25-103-014
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK |
| Jun 13, 2025 | Deed, Transfer · Line of Credit DENVER SAVINGS BANK |
| Aug 30, 2022 | Warranty Deed, Transfer · Line of Credit DENVER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Sep 29, 2014 · Amount on Record |
| Deed Doc Number | 20258442 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 210 E 4TH ST, WATERLOO, IA 50703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202300010551 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 202300010551 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 13, 2025 |
| Property Address | 210 E 4TH ST, WATERLOO, IA 50703 |
| Document Number | 0202508442 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 2025-08442 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,199.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042 |
| Document Number | 0202508443 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2025-08443 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2055 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 30, 2022 |
| Property Address | 210 E 4TH ST, WATERLOO, IA 50703 |
| Document Number | 202300003697 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 202300003697 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,039.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 E 4TH ST, WATERLOO, IA 50703-4702 |
| Document Number | 202300003698 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 202300003698 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2052 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,308.00 | $162,530 (-) Land $6,000 Building $156,530 | $162,530 (-) Land $6,000 Building $156,530 |
| 2024 | $6,308.00 (+37.31%) | ||
| 2023 | $162,530 (+20.62%) Land $6,000 Building $156,530 | $162,530 (+20.62%) Land $6,000 Building $156,530 | |
| 2022 | $4,594.00 | $134,750 Land $4,860 Building $129,890 | |
| 2021 | $134,750 Land $4,860 Building $129,890 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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