118 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 118 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Restaurant
Year BuiltBuilt 1891
Square Footage3,182 sqft Gross Area
Lot Size1,600 sqft (0.037 acres)
Tax Bill$7,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-25-102-012

Interior

Building Area3,182 sqft Gross Area
1st Floor1,600 sqft 1st Floor
Basement Area1,582 sqft Basement
Unfinished Basement1,582 sqft Unfinished
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialRoll Composition (rolled Mineral Roof) Roof
Lot Area1,600 sqft (0.037 acres)
Depth X Width80 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address118 E 4TH ST
CityWATERLOO
StateIA
Zip50703-4714
Property UsageCommercial Property Usage
TypeCommercial > Retail > Restaurant
Legal DescriptionORIGINAL PLAT WATERLOO EAST SW 20 FT NW 80 FT LOT 3 BLK 3
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block3
Legal Lot Number3
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2033
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-25-102-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address215 E 4TH ST, WATERLOO, IA 50703-4701
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,534.00$221,810 (+0.17%) Land $9,600 Building $212,210$221,810 (+0.17%) Land $9,600 Building $212,210
2024$7,534.00 (+41.09%)
2023$221,440 (+22.72%) Land $9,600 Building $211,840$221,440 (+22.72%) Land $9,600 Building $211,840
2022$5,340.00$180,440 Land $6,840 Building $173,600
2021$180,440 Land $6,840 Building $173,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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