212 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 212 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1909
Square Footage	6,000 sqft Gross Area
Lot Size	3,180 sqft (0.073 acres)
Tax Bill	$18,136.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-103-024`

Interior

Building Area	6,000 sqft Gross Area
1st Floor	3,000 sqft 1st Floor
Basement Area	3,000 sqft Basement
Unfinished Basement	3,000 sqft Unfinished
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system
Elevator	Elevator

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Urethane Roof
Lot Area	3,180 sqft (0.073 acres)
Depth X Width	104 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	212 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4702
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST ALL OF FOL DESC LYING NWLY OF A LINE DRAWN FROM A PT ON NE LINE OF LOT 6 BLK 14 WHICH IS 104.96
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	14
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2032
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-25-103-024

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	212 E 4TH ST, WATERLOO, IA 50703-4702
Transaction Type	Mortgage
Record Updated	Jan 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003698
Date	Aug 30, 2022
Instrument	202300003698

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,136.00	$467,220 (-) Land $19,080 Building $448,140	$467,220 (-) Land $19,080 Building $448,140
2024	$18,136.00 (+36.94%)
2023		$467,220 (+20.27%) Land $19,080 Building $448,140	$467,220 (+20.27%) Land $19,080 Building $448,140
2022	$13,244.00	$388,460 Land $11,340 Building $377,120
2021			$388,460 Land $11,340 Building $377,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.