116 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 116 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1888
Square Footage	14,373 sqft Gross Area
Lot Size	5,400 sqft (0.124 acres)
Last Sale	$192,500 (2006)
Tax Bill	$33,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-102-011`

Interior

Building Area	14,373 sqft Gross Area
1st Floor	4,800 sqft 1st Floor
Basement Area	4,773 sqft Basement
Unfinished Basement	4,773 sqft Unfinished
Stories	3 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system
Elevator	Elevator

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	5,400 sqft (0.124 acres)
Depth X Width	90 ft x 60 ft Depth x Width
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	116 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4714
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST ALL LOT 6 BLK 3 EXC SE 60 FT
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	3
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2033
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-25-102-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, WATERLOO, IA 50703-4701
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2006 · Amount on Record
Deed Sale	Aug 02, 2006 · Amount on Record
Deed Doc Number	20062007002747
Record Refreshed	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	116 E 4TH ST, WATERLOO, IA 50703-4714
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015408
Date	Mar 23, 2018
Instrument	201800015408

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,232.00	$880,100 (+0.21%) Land $32,400 Building $847,700	$880,100 (+0.21%) Land $32,400 Building $847,700
2024	$33,232.00 (+37.37%)
2023		$878,280 (+20.68%) Land $32,400 Building $845,880	$878,280 (+20.68%) Land $32,400 Building $845,880
2022	$24,192.00	$727,790 Land $22,410 Building $705,380
2021			$727,790 Land $22,410 Building $705,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.