214 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 214 E 4th St, Waterloo, IA 50703 · Last verified August 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1907
Square Footage3,638 sqft Gross Area
Lot Size2,080 sqft (0.048 acres)
Last Sale$1,900,000 (2023)
Tax Bill$11,120.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-25-103-025

Interior

Building Area3,638 sqft Gross Area
1st Floor1,840 sqft 1st Floor
Basement Area1,798 sqft Basement
Unfinished Basement1,798 sqft Unfinished
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
Fire SprinklersThe property is equipped with a fire-suppression sprinkler system

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialUrethane Roof
Lot Area2,080 sqft (0.048 acres)
Depth X Width104 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address214 E 4TH ST
CityWATERLOO
StateIA
Zip50703-4702
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionORIGINAL PLAT WATERLOO EAST ALL OF FOL DESC LYING NWLY OF A LINE DRAWN FROM A PT ON NE LINE OF LOT 6 BLK 14 WHICH IS 104.96
Legal Range13W
Legal Township89N
Legal Section25
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block14
Legal Lot Number6
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2032
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-25-103-025

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address346 E RIDGEWAY AVE, WATERLOO, IA 50702-5042
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Deed Doc Number20233697
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address214 E 4TH ST, WATERLOO, IA 50703-4702
Transaction TypeMortgage
Record UpdatedJan 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300003698
DateAug 30, 2022
Instrument202300003698
Lender
NameDENVER SAVINGS BANK
TypeBank
AddressDENVER, IA 50622
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 19, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,120.00$286,460 (-) Land $12,480 Building $273,980$286,460 (-) Land $12,480 Building $273,980
2024$11,120.00 (+38.58%)
2023$286,460 (+21.72%) Land $12,480 Building $273,980$286,460 (+21.72%) Land $12,480 Building $273,980
2022$8,024.00$235,340 Land $8,100 Building $227,240
2021$235,340 Land $8,100 Building $227,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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