208 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 208 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1881
Square Footage	3,428 sqft Gross Area
Lot Size	2,047 sqft (0.047 acres)
Last Sale	$155,000 (2008)
Tax Bill	$5,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-103-013`

Interior

Building Area	3,428 sqft Gross Area
1st Floor	1,720 sqft 1st Floor
Basement Area	1,664 sqft Basement
Unfinished Basement	1,664 sqft Unfinished
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Brick Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	2,047 sqft (0.047 acres)
Depth X Width	102 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	208 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4702
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	KNEPPER AND LARMONS SUBDIV LOT 5 ORIG PLAT WLOO EAST NE 20 FT SW 40 FT NW 52 FT SE 100 FT OF LOT 7 BLK 14
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	KNEPPER AND LARMONS SUBDIV
Legal Block	14
Legal Lot Number	5,7
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2032
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-25-103-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, WATERLOO, IA 50703-4701
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2008 · Amount on Record
Deed Sale	Mar 14, 2008 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Doc Number	200817853
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 30, 2021
Property Address	208 E 4TH ST, WATERLOO, IA 50703-4702
Document Number	202100027837
Instrument Date	Jun 29, 2021
Instrument	202100027837
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 5TH ST, WATERLOO, IA 50703-4757

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,826.00	$262,110 (+0.03%) Land $12,280 Building $249,830	$262,110 (+0.03%) Land $12,280 Building $249,830
2024	$5,826.00 (+23.96%)
2023		$262,040 (+22.43%) Land $12,280 Building $249,760	$262,040 (+22.43%) Land $12,280 Building $249,760
2022	$4,700.00	$214,040 Land $8,010 Building $206,030
2021			$214,040 Land $8,010 Building $206,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.