128 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 128 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail > Restaurant
Year Built	Built 1870
Square Footage	3,334 sqft Gross Area
Lot Size	1,760 sqft (0.04 acres)
Tax Bill	$7,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-102-025`

Interior

Building Area	3,334 sqft Gross Area
Basement Area	1,654 sqft Basement
Unfinished Basement	1,654 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick Exterior
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	1,760 sqft (0.04 acres)
Depth X Width	80 ft x 22 ft Depth x Width

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	128 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4714
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Restaurant
Legal Description	ORIGINAL PLAT WATERLOO EAST NE 22 FT OF NWLY 80 FT LOT 2 BLK 3
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	3
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2033
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-25-102-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, WATERLOO, IA 50703-4701
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 30, 2021
Property Address	128 E 4TH ST, WATERLOO, IA 50703-4714
Document Number	202100027837
Instrument Date	Jun 29, 2021
Instrument	202100027837
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 5TH ST, WATERLOO, IA 50703-4757

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,368.00	$283,540 (+0.04%) Land $10,560 Building $272,980	$283,540 (+0.04%) Land $10,560 Building $272,980
2024	$7,368.00 (+48.79%)
2023		$283,420 (+30.49%) Land $10,560 Building $272,860	$283,420 (+30.49%) Land $10,560 Building $272,860
2022	$4,952.00	$217,200 Land $7,520 Building $209,680
2021			$217,200 Land $7,520 Building $209,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.