20919 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20919 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,904 sqft · built 1999
Lot Size	0.161 acres (7,039 sqft)
Owner	Individual Name on File
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R215311`

Property Details

APN / Parcel Number

Primary APN	`R215311`
Alternative APN	`2274-05-001-0420-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	1,846 sqft
2nd Floor Area	1,058 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,039 sqft (0.161 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	122 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215311
Street Address	20919 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 1, LOT 42
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	1
Legal Lot Number	42
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3002
Census Tract	673008

Owner

Source: Fort Bend County records · APN R215311

Assessment roll updated July 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20919 WINLOCK TRACE DR, KATY, TX 77450-7243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2011
Deed Sale	Dec 19, 2011
Prior Sale	Nov 05, 1999
Deed Document Number	2011126652
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20919 WINLOCK TRACE DR, KATY, TX 77450-7243
Document Number	0000130216
Instrument Date	Nov 07, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20919 WINLOCK TRACE DR KATY TX 774507243, KATY, TX 77450-7243

Mortgage

Document Number	0000130216
Date	Nov 28, 2017
Instrument	130216

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,323.00 (+4.9%) Homeowner's exemption	$468,472 (+1%) Land $58,500 Building $425,156	$483,656 (+0.26%) Land $58,500 Building $425,156
2024	$6,981.00 (+7.88%) Homeowner's exemption	$425,884 (+1%) Land $58,500 Building $423,888	$482,388 (+15.48%) Land $58,500 Building $423,888
2023	$6,471.00 (+61.94%) Homeowner's exemption	$387,167 Land $45,000 Building $372,731	$417,731 Land $45,000 Building $372,731
2018	$3,996.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ezee Fiber Texas Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCO MUD 7 serves 4,239 people
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.