20914 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20914 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,709 sqft · built 1999
Lot Size	0.162 acres (7,085 sqft)
Owner	Company Name on Record
Tax Bill	$7,137 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`R215354`

Property Details

APN / Parcel Number

Primary APN	`R215354`
Alternative APN	`2274-05-002-0400-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,709 sqft Living Area
1st Floor Area	1,527 sqft
2nd Floor Area	1,182 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,085 sqft (0.162 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215354
Street Address	20914 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 40
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	2
Legal Lot Number	40
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673008

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20914 WINLOCK TRACE DR, KATY, TX 77450-7235
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Dec 26, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019
Deed Sale	Dec 26, 2019
Prior Sale	Dec 26, 2019
Deed Document Number	2019147588
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 26, 2019
Property Address	20914 WINLOCK TRACE DR, KATY, TX 77450-7235
Document Number	0000747588
Instrument Date	Dec 4, 2019
Instrument	747588
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20914 WINLOCK TRACE DR KATY TX 774507235, KATY, TX 77450-7235

Mortgage

Document Number	147589
Date	Dec 26, 2019
Instrument	147589

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2034

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 26, 2019
Property Address	20914 WINLOCK TRACE DR, KATY, TX 77450-7235
Document Number	0000147587
Instrument Date	Oct 6, 2019
Instrument	147587
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 HARVESTER DR #201 BURR RIDGE IL 605276692, 201, BURR RIDGE, IL 60527-6692
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,137.00 (-5.89%) Homeowner's exemption	$458,665 (+0.23%) Land $58,500 Building $400,165	$458,665 (+0.23%) Land $58,500 Building $400,165
2024	$7,584.00 (-7.68%)	$457,607 (+15.5%) Land $58,500 Building $399,107	$457,607 (+15.5%) Land $58,500 Building $399,107
2023	$8,215.00 (+115.33%)	$396,193 Land $45,000 Building $351,193	$396,193 Land $45,000 Building $351,193
2018	$3,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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