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20906 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20906 Winlock Trace Dr, Katy, TX 77450 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,302 sqft · built 1999
Lot Size0.168 acres (7,316 sqft)
Owner2 Individual Names on File
Last Sale$249,900 (Aug 2007)
Tax Bill$2,690 (2025)
Deeds & MortgagesNov 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APNR215352

Property Details

APN / Parcel Number

Primary APNR215352
Alternative APN
  • 2274-05-002-0380-914

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,302 sqft Living Area
Gross Area2,734 sqft
1st Floor Area2,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,316 sqft (0.168 acres)
View / LotInterior
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area326 sqft
PorchOpen Porch
Porch Area64 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20906 WINLOCK TRACE DR
CityKATY
StateTX
Zip77450-7235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 38
Legal SubdivisionCINCO RANCH MEADOW PLACE SEC 5
Legal Block2
Legal Lot Number38
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3001
Census Tract673008

Owner

Source: Fort Bend County records · APN R215352

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20906 WINLOCK TRACE DR, KATY, TX 77450-7235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2007 · Amount on Record
Deed SaleAug 27, 2007 · Amount on Record
Prior SaleMar 01, 2006 · Amount on Record
Deed Document Number2007107587
Prior Transfer DateAug 24, 2007
Prior Transfer Doc0000107587
Record UpdatedSep 20, 2026

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateNov 28, 2017
Property Address20906 WINLOCK TRACE DR, KATY, TX 77450-7235
Instrument DateNov 04, 2017
Instrument130154
Transaction TypeConstruction Loan
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20906 WINLOCK TRACE DR KATY TX 774507235, KATY, TX 77450-7235

Mortgage

Document Number0000130154
DateNov 28, 2017
Instrument130154
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,690.00 (-21.18%) Homeowner's exemption$429,367 (+1%) Land $58,500 Building $392,665$451,165 (-0.74%) Land $58,500 Building $392,665
2024$3,413.00 (+1.97%) Homeowner's exemption Senior Citizen's exemption$390,334 (+1%) Land $58,500 Building $396,046$454,546 (+15.73%) Land $58,500 Building $396,046
2023$3,347.00 (+60.37%) Homeowner's exemption Senior Citizen's exemption$354,849 Land $45,000 Building $347,757$392,757 Land $45,000 Building $347,757
2018$2,087.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Nearby Flood Policies133 in force
Nearby Flood Claims40 (2017–2024)
Claims Outside the SFHA40 of 40
Most Recent ClaimJul 2024, rainfall accumulation, Hurricane Beryl
Claims By Storm
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 38 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ezee Fiber TexasFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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