20911 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20911 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,197 sqft · built 1999
Lot Size	0.172 acres (7,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,512 (May 2021)
Tax Bill	$8,944 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`R215313`

Property Details

APN / Parcel Number

Primary APN	`R215313`
Alternative APN	`2274-05-001-0440-914`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,197 sqft Living Area
1st Floor Area	1,829 sqft
2nd Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,474 sqft (0.172 acres)
View / Lot	Interior
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	355 sqft
Porch	Open Porch
Porch Area	155 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20911 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 1, LOT 44
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	1
Legal Lot Number	44
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3002
Census Tract	673008

Owner

Source: Fort Bend County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 21, 2021	Vendor's Lien, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 21, 2021	Vendor's Lien, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Document Number	202184207
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000084207
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101908
Date	Jun 18, 2021
Instrument	2021101908

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116918
Date	Jul 14, 2021
Instrument	2021116918

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	IDAHO FALLS, ID 83402

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103884
Date	Jun 22, 2021
Instrument	2021103884

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 21, 2021
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Document Number	0000282928
Map Reference	SL 1641/B&1642/A
Instrument Date	May 18, 2021
Instrument	2021-282928
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243

Mortgage

Document Number	0000282929
Date	May 21, 2021
Instrument	2021-282929

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 21, 2021
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Document Number	0000084207
Map Reference	SL 1641/B&1642/A
Instrument Date	May 18, 2021
Instrument	2021084207
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243

Mortgage

Document Number	0000084208
Date	May 21, 2021
Instrument	2021084208

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 18, 2017
Property Address	20911 WINLOCK TRACE DR, KATY, TX 77450-7243
Instrument Date	Sep 14, 2017
Instrument	114382
Transaction Type	Construction Loan
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20911 WINLOCK TRACE DR KATY TX 774507243, KATY, TX 77450-7243

Mortgage

Document Number	0000114382
Date	Oct 18, 2017
Instrument	114382

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2032

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,944.00 (-0.59%) Homeowner's exemption	$553,876 (+4.13%) Land $58,500 Building $495,376	$553,876 (-0.66%) Land $58,500 Building $495,376
2024	$8,997.00 (+7.61%) Homeowner's exemption	$531,890 (+1%) Land $58,500 Building $499,031	$557,531 (+15.3%) Land $58,500 Building $499,031
2023	$8,361.00 (+86.46%) Homeowner's exemption	$483,536 Land $45,000 Building $438,536	$483,536 Land $45,000 Building $438,536
2018	$4,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Winlock Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures