Fort Bend County property record for 20907 Winlock Trace Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,352 sqft · built 2000 |
| Lot Size | 0.193 acres (8,428 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,537 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2021 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R215314 |
| Primary APN | R215314 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,428 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R215314 |
|---|---|
| Street Address | 20907 WINLOCK TRACE DR |
| City | KATY |
| State | TX |
| Zip | 77450-7243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH MEADOW PLACE SEC 5, BLOCK 1, LOT 45 |
| Legal Subdivision | CINCO RANCH MEADOW PLACE SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 673008 |
Source: Fort Bend County records · APN R215314
Assessment roll updated July 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| May 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Sep 14, 2018 | Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 20, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | Sep 14, 2018 |
| Deed Document Number | 2023057676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jun 21, 2023 |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000057676 |
| Map Reference | SL 1641/B&1642/A |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023057676 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000057677 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023057677 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000023865 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021023865 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000131810 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 2018131810 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000039654 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 20907 WINLOCK TRACE DR KATY TX 774507243, KATY, TX 77450-7243 |
| Document Number | 0000039654 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 39654 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000054520 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 20907 WINLOCK TRACE DR KATY TX 774507243, KATY, TX 77450-7243 |
| Document Number | 0000054520 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 54520 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Sep 14, 2018 |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000104827 |
| Map Reference | SL1641/B&1642/A |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2018104827 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000104828 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018104828 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Apr 20, 2018 |
| Property Address | 20907 WINLOCK TRACE DR, KATY, TX 77450-7243 |
| Document Number | 0000041756 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 41756 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20814 MEDALLION POINTE DR KATY TX 774507075, KATY, TX 77450-7075 |
Source: Fort Bend County records · Assessment roll updated July 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,537.00 (-4.83%) Homeowner's exemption | $427,023 (+1.67%) Land $61,100 Building $365,923 | $427,023 (+1.67%) Land $61,100 Building $365,923 |
| 2024 | $6,869.00 (+21.42%) Homeowner's exemption | $420,000 (+21.51%) Land $61,100 Building $358,900 | $420,000 (+8.57%) Land $61,100 Building $358,900 |
| 2023 | $5,657.00 (-11.12%) Homeowner's exemption | $345,653 (+1%) Land $47,000 Building $339,840 | $386,840 (+8.82%) Land $47,000 Building $339,840 |
| 2022 | $314,230 Land $47,000 Building $267,230 | $355,470 Land $47,000 Building $308,470 | |
| 2021 | $6,365.00 (+104.6%) | ||
| 2018 | $3,111.00 |
Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), as of August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576730083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 40 (2017–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Texas Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 471 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0790343, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCO MUD 7 serves 4,239 people |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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