20910 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20910 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,386 sqft · built 1998
Lot Size	0.177 acres (7,751 sqft)
Owner	Individual Name on Record
Tax Bill	$9,034 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R215353`

Property Details

APN / Parcel Number

Primary APN	`R215353`
Alternative APN	`2274-05-002-0390-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,386 sqft Living Area
1st Floor Area	2,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,751 sqft (0.177 acres)
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	111 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215353
Street Address	20910 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 39
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	2
Legal Lot Number	39
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673008

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20910 WINLOCK TRACE DR, KATY, TX 77450-7235
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022
Deed Sale	Mar 4, 2022
Prior Sale	Jan 28, 2016
Deed Document Number	2022031303
Record Updated	Jun 8, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 4, 2022
Property Address	20910 WINLOCK TRACE DR, KATY, TX 77450-7235
Document Number	0000031303
Map Reference	SL 1641/B&1642/A
Instrument Date	Mar 1, 2022
Instrument	2022031303
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20910 WINLOCK TRACE DR, KATY, TX 77450-7235

Mortgage

Document Number	0000031304
Date	Mar 4, 2022
Instrument	2022031304

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20910 WINLOCK TRACE DR, KATY, TX 77450-7235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18327 PARKVIEW POINT DR, HOUSTON, TX 77094-0005

Mortgage

Document Number	0000029967
Date	Mar 22, 2017
Instrument	2017029967

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28282

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,034.00 (-0.47%)	$449,856 (-0.38%) Land $58,500 Building $391,356	$449,856 (-0.38%) Land $58,500 Building $391,356
2024	$9,077.00 (+12.35%)	$451,560 (+15.89%) Land $58,500 Building $393,060	$451,560 (+15.89%) Land $58,500 Building $393,060
2023	$8,079.00 (+117.53%)	$389,636 Land $45,000 Building $344,636	$389,636 Land $45,000 Building $344,636
2018	$3,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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