Fort Bend County property record for 20918 Winlock Trace Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,168 sqft · built 1999 |
| Lot Size | 0.19 acres (8,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,200 (Jun 2026) |
| Tax Bill | $7,948 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R215355 |
| Primary APN | R215355 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 2,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,268 sqft (0.19 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 39 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20918 WINLOCK TRACE DR |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77450-7235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 41 |
| Legal Subdivision | CINCO RANCH MEADOW PLACE SEC 5 |
| Legal Block | 2 |
| Legal Lot Number | 41 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 673008 |
Source: Fort Bend County assessment roll, as of September 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20918 WINLOCK TRACE DR, KATY, TX 77450-7235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer · FHA Mortgage AMWEST FUNDING CORPORATION |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 202657072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jun 4, 2026 |
| Property Address | 20918 WINLOCK TRACE DR, KATY, TX 77450-7235 |
| Document Number | 0000057072 |
| Instrument Date | May 29, 2026 |
| Instrument | 202657072 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20918 WINLOCK TRACE DR, KATY, TX 77450-7235 |
| Document Number | 0000057071, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202657071 |
| Name | AMWEST FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 20918 WINLOCK TRACE DR, KATY, TX 77450-7235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREAT AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006864 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017006864 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2032 |
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,948.00 (-0.75%) | $395,797 (-0.65%) Land $61,100 Building $334,697 | $395,797 (-0.65%) Land $61,100 Building $334,697 |
| 2024 | $8,008.00 (+12.76%) | $398,405 (+16.32%) Land $61,100 Building $337,305 | $398,405 (+16.32%) Land $61,100 Building $337,305 |
| 2023 | $7,102.00 (+141.32%) | $342,512 Land $47,000 Building $295,512 | $342,512 Land $47,000 Building $295,512 |
| 2018 | $2,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 40 (2017–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 7 serves 4,239 people · EPA ID TX0790343 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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