20826 Winlock Trace Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 20826 Winlock Trace Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,000 sqft · built 1999
Lot Size	0.185 acres (8,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,900 (Nov 2022)
Tax Bill	$7,462 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R215350`

Property Details

APN / Parcel Number

Primary APN	`R215350`
Alternative APN	`2274-05-002-0360-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	1,829 sqft
2nd Floor Area	1,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,069 sqft (0.185 acres)
View / Lot	Interior
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20826 WINLOCK TRACE DR
City	KATY
State	TX
Zip	77450-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH MEADOW PLACE SEC 5, BLOCK 2, LOT 36
Legal Subdivision	CINCO RANCH MEADOW PLACE SEC 5
Legal Block	2
Legal Lot Number	36
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673008

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Vendor's Lien, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
Dec 6, 2021	Warranty Deed, Transfer
Jan 11, 2018	Warranty Deed, Transfer · Construction Mortgage ISB CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Dec 6, 2021
Deed Document Number	2022136256
Prior Transfer Date	Oct 27, 2022
Prior Transfer Doc	0000136256
Record Updated	Oct 29, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 1, 2022
Property Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Document Number	0000136256
Map Reference	SL 1641/B&1642/A
Instrument Date	Oct 27, 2022
Instrument	2022136256
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234

Mortgage

Document Number	0000136257
Date	Nov 1, 2022
Instrument	2022136257

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092371
Date	Jun 3, 2021
Instrument	2021092371

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	TX LONE STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048170
Date	May 4, 2018
Instrument	2018048170

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 6, 2021
Property Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Document Number	0000201587
Map Reference	SL 1641/B&1642/A
Instrument Date	Dec 4, 2021
Instrument	2021201587
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2415 BECKET RIDGE RD, 2415, CHARLOTTE, NC 28270-0889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 BECKET RIDGE RD, CHARLOTTE, NC 28270-0889

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 11, 2018
Property Address	20826 WINLOCK TRACE DR, KATY, TX 77450-7234
Document Number	0000004014
Instrument Date	Jan 9, 2018
Instrument	4014
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 BECKET RIDGE RD CHARLOTTE NC 282700889, CHARLOTTE, NC 28270-0889

Mortgage

Document Number	4015
Date	Jan 11, 2018
Instrument	4015

Lender

Name	ISB CAP
Type	Funding / Finance Company
Address	FRIENDSWOOD, TX 77546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2019

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,462.00 (-3.9%) Homeowner's exemption	$475,800 (+1.86%) Land $58,500 Building $417,300	$475,800 (+1.79%) Land $58,500 Building $417,300
2024	$7,765.00 (+7.76%) Homeowner's exemption	$467,112 (+1%) Land $58,500 Building $408,950	$467,450 (+10.08%) Land $58,500 Building $408,950
2023	$7,206.00 (+55.37%) Homeowner's exemption	$424,647 Land $45,000 Building $379,647	$424,647 Land $45,000 Building $379,647
2018	$4,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Nearby Flood Policies	133 in force
Nearby Flood Claims	40 (2017–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 7 serves 4,239 people · EPA ID TX0790343
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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