2085 Messer Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 2085 Messer Rd, Carrabelle, FL 32322

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2022)
Tax Bill	$376 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`25-07S-05W-1003-0000-0910`

Property Details

APN / Parcel Number

Primary APN	`25-07S-05W-1003-0000-0910`

Exterior

Lot Area	79,279 sqft (1.82 acres)

Location & Zoning

Street Address	2085 MESSER RD
City	CARRABELLE
State	FL
Zip	32322-3053
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	UNIT 3 LOT 91 LIGHTHOUSE RIDGE CONTAINING 1.42 AC ALSO A PARCEL BEING .40 AC M/L PREVIOUSLY AN UNBUILT ROAD OR 331/92 357/135
Legal Range	05W
Legal Township	07S
Legal Section	25
Legal Subdivision	LIGHTHOUSE RDG ESTATES
Legal Lot Number	91
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1241
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2114 MESSER RD, CARRABELLE, FL 32322-3052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK
Apr 7, 2022	Deed, Transfer · Stand-Alone First Mortgage LAURIER U MCCRAVY FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	202219004305
Deed Book / Page	1341 / 607
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 15, 2022
Property Address	2085 MESSER RD, CARRABELLE, FL 32322-3053
Document Number	0019004305
Book / Page	1341 / 607
Instrument Date	Jul 15, 2022
Instrument	202219004305
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 OLD BAINBRIDGE RD, TALLAHASSEE, FL 32303-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 MESSER RD, CARRABELLE, FL 32322-3052

Mortgage

Document Number	0000000610
Date	Jul 15, 2022
Instrument	1341/610

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2025

Mortgage

Document Number	0019004619
Date	Aug 4, 2022
Book Page	1343/172
Instrument	202219004619

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CARRABELLE, FL 32322

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jul 15, 2025

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 7, 2022
Property Address	2085 MESSER RD, CARRABELLE, FL 32322-3053
Document Number	0019002124
Book / Page	1332 / 272
Instrument Date	Apr 1, 2022
Instrument	202219002124
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 FOXWOOD RD S, ORANGE PARK, FL 32073-6018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 QUAIL RIDGE WAY, GREENSBORO, GA 30642-4908

Mortgage

Document Number	0000000275
Date	Apr 7, 2022
Instrument	1332/275

Lender

Name	LAURIER U MCCRAVY FAMILY TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00 (+10.59%)	$44,350 (+13.65%) Land $44,350	$44,350 (+13.65%) Land $44,350
2024	$340.00 (+14.86%)	$39,025 (+32.56%) Land $39,025	$39,025 (+32.56%) Land $39,025
2023	$296.00 (+34.55%)	$29,440 (+7.84%) Land $29,440	$29,440 (+7.84%) Land $29,440
2022	$220.00	$27,300 Land $27,300	$27,300 Land $27,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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