208 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 208 Stephen Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,196 sqft · built 2015
Lot Size	0.375 acres (16,340 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2021)
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-028`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-028`
Alternative APN	`134804`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,340 sqft (0.375 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134804
Street Address	208 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 CHERRY BRANCH - KING CREEK PH 2
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	28
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 STEPHEN CT, HAVELOCK, NC 28532-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	202110081228
Deed Book / Page	3684 / 1286
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	208 STEPHEN CT, HAVELOCK, NC 28532-6101
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003723/373
Date	Apr 28, 2022
Book Page	3723/373
Instrument	10095973

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 11, 2021
Property Address	208 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	3684/1286
Book / Page	3684 / 1286
Map Reference	CAB I SL 54-G
Instrument Date	Jun 16, 2021
Instrument	10081228
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5465 WESTBURY DR, 5465, ENOLA, PA 17025-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	36841289
Date	Aug 11, 2021
Instrument	3684/1289

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2061

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00	$307,940 (-) Land $45,000 Building $262,940	$307,940 (-) Land $45,000 Building $262,940
2025	$1,608.00 (+0.75%)	$307,940 (-) Land $45,000 Building $262,940	$307,940 (-) Land $45,000 Building $262,940
2023	$1,596.00 (+10.37%)	$307,940 (+38.84%) Land $45,000 Building $262,940	$307,940 (+38.84%) Land $45,000 Building $262,940
2022	$1,446.00	$221,800 Land $35,000 Building $186,800
2018			$221,800 Land $35,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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