211 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 211 Stephen Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 840 sqft · built 2017
Lot Size	0.366 acres (15,961 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2021)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-023`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-023`
Alternative APN	`82852`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,961 sqft (0.366 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	82852
Street Address	211 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 CHERRY BRANCH - KING CREEK PH 2
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	23
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
May 1, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Sep 24, 2021	Deed, Transfer · USDA Mortgage ALPHA MORTGAGE CORP
May 1, 2018	Warranty Deed, Subdivision Related Transfer
May 1, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	0003692164
Deed Book / Page	3692 / 164
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102

Mortgage

Document Number	003785/199
Date	Dec 27, 2023
Book Page	3785/199
Instrument	10120972

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003525/0000001101
Date	Jan 29, 2018
Book Page	0000003525/0000001101
Instrument	000010017934

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003534/0000000512
Date	May 1, 2018
Book Page	0000003534/0000000512
Instrument	000010021774

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 24, 2021
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Document Number	003692/164
Book / Page	3692 / 164
Map Reference	CAB I SL 54-G
Instrument Date	Sep 22, 2021
Instrument	10083946
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102

Mortgage

Document Number	0003692167
Date	Sep 24, 2021
Instrument	3692/167

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 1, 2018
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Document Number	003534/509
Book / Page	3534 / 509
Instrument Date	Apr 19, 2018
Instrument	000010021773
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 1, 2018
Property Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102
Document Number	003534/532
Book / Page	3534 / 532
Instrument Date	Apr 3, 2018
Instrument	000010021777
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 STEPHEN CT, HAVELOCK, NC 28532-6102

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (+0.82%)	$280,440 (-) Land $45,000 Building $235,440	$280,440 (-) Land $45,000 Building $235,440
2023	$1,459.00 (+11.04%)	$280,440 (+39.74%) Land $45,000 Building $235,440	$280,440 (+39.74%) Land $45,000 Building $235,440
2022	$1,314.00	$200,690 Land $35,000 Building $165,690
2018			$200,690 Land $35,000 Building $165,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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