203 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 203 Stephen Ct, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,350 sqft · built 2016
Lot Size	0.361 acres (15,765 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Apr 2017)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-019`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-019`
Alternative APN	`114854`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,765 sqft (0.361 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114854
Street Address	203 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 CHERRY BRANCH - KING CREEK PH 2
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	19
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records · APN 5-006-9-019

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 03, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2017 · Amount on Record
Deed Sale	Apr 03, 2017 · Amount on Record
Deed Document Number	0000349778
Deed Book / Page	3497 / 78
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102

Mortgage

Document Number	03759/1218
Date	Apr 03, 2023
Book Page	3759/1218
Instrument	10110858

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003716/964
Date	Mar 11, 2022
Book Page	3716/964
Instrument	10093298

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 03, 2017
Property Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102
Document Number	3497/0078
Book / Page	3497 / 0078
Instrument Date	Feb 24, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 FRONT ST STE 5, 410, BEAUFORT, NC 28516-2153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 STEPHEN CT, HAVELOCK, NC 28532-6102

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00	$337,970 (-) Land $45,000 Building $292,970	$337,970 (-) Land $45,000 Building $292,970
2023	$1,491.00 (-5.33%)	$337,970 (+39.44%) Land $45,000 Building $292,970	$337,970 (+39.44%) Land $45,000 Building $292,970
2022	$1,575.00	$242,380 Land $35,000 Building $207,380
2018			$242,380 Land $35,000 Building $207,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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