204 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 204 Stephen Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,220 sqft · built 2018
Lot Size	0.339 acres (14,777 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2021)
Tax Bill	$1,703 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-030`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-030`
Alternative APN	`132488`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,777 sqft (0.339 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132488
Street Address	204 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 CHERRY BRANCH - KING CREEK PH 2 RECOMBINATION
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	30
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Feb 12, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 17, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	202110069623
Deed Book / Page	3653 / 1795
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003550/0000000555
Date	Oct 17, 2018
Book Page	0000003550/0000000555
Instrument	000010028745

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003532/0000000969
Date	Apr 13, 2018
Book Page	0000003532/0000000969
Instrument	000010021002

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 12, 2021
Property Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	03653/1795
Book / Page	3653 / 1795
Map Reference	CAB I SL 56-F
Instrument Date	Feb 11, 2021
Instrument	10069623
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2937 JORDAN ST APT 1, 2937, FLUSHING, NY 11358-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	0036531799
Date	Feb 12, 2021
Instrument	3653/1799

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 17, 2018
Property Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	003550/552
Book / Page	3550 / 552
Instrument Date	Oct 2, 2018
Instrument	000010028744
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STEPHEN CT, HAVELOCK, NC 28532-6101

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,703.00	$331,480 (+1.35%) Land $45,000 Building $286,480	$331,480 (+1.35%) Land $45,000 Building $286,480
2025	$1,703.00 (+0.71%)	$327,050 (-) Land $45,000 Building $282,050	$327,050 (-) Land $45,000 Building $282,050
2023	$1,691.00 (+11.84%)	$327,050 (+40.8%) Land $45,000 Building $282,050	$327,050 (+40.8%) Land $45,000 Building $282,050
2022	$1,512.00	$232,280 Land $35,000 Building $197,280
2018			$232,280 Land $35,000 Building $197,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Stephen Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures