Craven County property record for 210 Stephen Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,350 sqft · built 2016 |
| Lot Size | 0.427 acres (18,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Jan 2017) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-006-9-027 |
| Primary APN | 5-006-9-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,624 sqft (0.427 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 29039 |
|---|---|
| Street Address | 210 STEPHEN CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 CHERRY BRANCH - KING CREEK PH 2 |
| Legal Subdivision | CHERRY BRANCH |
| Legal Phase | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 961303 |
Source: Craven County records · APN 5-006-9-027
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 31, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 0034901845 |
| Deed Book / Page | 3490 / 1845 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2023 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Document Number | 003753/372 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 3753/372 |
| Instrument | 10108161 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | MADISON SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 3661/1646 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 3661/1646 |
| Instrument | 10072458 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 31, 2017 |
| Property Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Document Number | 3490/1845 |
| Book / Page | 3490 / 1845 |
| Instrument Date | Nov 21, 2016 |
| Instrument | 10002899 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 FRONT ST STE 5, 410, BEAUFORT, NC 28516-2153 |
| Name | Verified Name |
|---|---|
| Address | 210 STEPHEN CT, HAVELOCK, NC 28532-6101 |
| Document Number | 3490/1848 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 3490/1848 |
| Instrument | 10002900 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,819.00 (+0.66%) | $350,210 (-) Land $45,000 Building $305,210 | $350,210 (-) Land $45,000 Building $305,210 |
| 2023 | $1,807.00 (+15.02%) | $350,210 (+44.84%) Land $45,000 Building $305,210 | $350,210 (+44.84%) Land $45,000 Building $305,210 |
| 2022 | $1,571.00 | $241,790 Land $35,000 Building $206,790 | |
| 2018 | $241,790 Land $35,000 Building $206,790 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1992–2018) |
| Claims Outside the SFHA | 13 of 34 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 27 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0425055, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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