209 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 209 Stephen Ct, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 660 sqft · built 2017
Lot Size	0.365 acres (15,912 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (May 2018)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-022`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-022`
Alternative APN	`120844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	660 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,912 sqft (0.365 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120844
Street Address	209 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 CHERRY BRANCH - KING CREEK PH 2
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	22
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records · APN 5-006-9-022

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22075 GRAND HARVEST LN APT 101, 101, LEXINGTON PK, MD 20653-8219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Feb 05, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 31, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	0035371341
Deed Book / Page	3537 / 1341
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102

Mortgage

Document Number	03783/1976
Date	Dec 11, 2023
Book Page	3783/1976
Instrument	10120486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003537/0000001344
Date	May 31, 2018
Book Page	0000003537/0000001344
Instrument	000010023107

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003525/0000001082
Date	Jan 29, 2018
Book Page	0000003525/0000001082
Instrument	000010017933

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03652/1981
Date	Feb 05, 2021
Book Page	3652/1981
Instrument	10069290

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 31, 2018
Property Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102
Document Number	03537/1341
Book / Page	3537 / 1341
Instrument Date	Apr 30, 2018
Instrument	000010023106
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 STEPHEN CT, HAVELOCK, NC 28532-6102

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+0.86%)	$268,760 (-) Land $45,000 Building $223,760	$268,760 (-) Land $45,000 Building $223,760
2023	$1,400.00 (+11.02%)	$268,760 (+39.9%) Land $45,000 Building $223,760	$268,760 (+39.9%) Land $45,000 Building $223,760
2022	$1,261.00	$192,110 Land $35,000 Building $157,110
2018			$192,110 Land $35,000 Building $157,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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