206 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 206 Stephen Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,330 sqft · built 2016
Lot Size	0.375 acres (16,349 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2025)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-029`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-029`
Alternative APNs	`128318` `109437`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,349 sqft (0.375 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109437
Street Address	206 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 CHERRY BRANCH - KING CREEK PH 2 RECOMBINATION
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	29
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Jan 13, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	0038411288
Deed Book / Page	3841 / 1288
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 6, 2022
Property Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	003740/704
Book / Page	3740 / 704
Map Reference	MB 3337 PG 827
Instrument Date	Aug 26, 2022
Instrument	10102779
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5378 WASHINGTON ST, 5378, CAMP LEJEUNE, NC 28547-1105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	0003740707
Date	Sep 6, 2022
Instrument	3740/707

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003639/442
Date	Nov 9, 2020
Book Page	3639/442
Instrument	10064256

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 13, 2020
Property Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	003598/689
Book / Page	3598 / 689
Instrument Date	Dec 19, 2019
Instrument	10048944
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	003598/692
Date	Jan 13, 2020
Book Page	3598/692
Instrument	10048945

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+0.69%)	$338,590 (-) Land $45,000 Building $293,590	$338,590 (-) Land $45,000 Building $293,590
2023	$1,749.00 (+11.47%)	$338,590 (+40.3%) Land $45,000 Building $293,590	$338,590 (+40.3%) Land $45,000 Building $293,590
2022	$1,569.00	$241,340 Land $35,000 Building $206,340
2018			$241,340 Land $35,000 Building $206,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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