202 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 202 Stephen Ct, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 836 sqft · built 2023
Lot Size0.516 acres (22,486 sqft)
OwnerIndividual Name on File
Last Sale$296,500 (Mar 2024)
Tax Bill$1,440 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN5-006-9-032

Property Details

APN / Parcel Number

Primary APN5-006-9-032
Alternative APN
  • 120705

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area836 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,486 sqft (0.516 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number120705
Street Address202 STEPHEN CT
CityHAVELOCK
StateNC
Zip28532-6101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 KING CREEK AT CHERRY BRANCH PHASE 4
Legal SubdivisionKING CREEK AT CHERRY BRANCH
Legal Phase4
Legal Lot Number32
JurisdictionCRAVEN NC
Township / Civil Division5
Census Block Group2
Census Block2008
Census Tract961303

Owner

Source: Craven County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address202 STEPHEN CT, HAVELOCK, NC 28532-6101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
May 25, 2023Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleMay 25, 2023 · Amount on Record
Deed Document Number0037931364
Deed Book / Page3793 / 1364
Record UpdatedJun 8, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCRAVEN NC
Recording DateMar 28, 2024
Property Address202 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number03793/1364
Book / Page3793 / 1364
Map ReferenceCAB J SL 52C AND 52
Instrument DateMar 28, 2024
Instrument10124352
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$593.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number0010124353
DateMar 28, 2024
Instrument10124353
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

May 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMay 25, 2023
Property Address202 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number03764/1567
Book / Page3764 / 1567
Map ReferenceCAB J SL 52C&52D
Instrument DateMay 18, 2023
Instrument10112854
Transaction TypeConstruction Loan
Record UpdatedDec 15, 2023

Transaction

AmountAmount Recorded
Tax$2,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address803 E MAIN ST, HAVELOCK, NC 28532-2339

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 AERIAL CENTER PKWY STE 110, 110, MORRISVILLE, NC 27560-9294

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,440.00$274,320 Land $45,000 Building $229,320$274,320 Land $45,000 Building $229,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims34 (1992–2018)
Claims Outside the SFHA13 of 34
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 10 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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