204 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 204 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 7,368 sqft · built 2022
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (May 2020)
Tax Bill	$7,514 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`242010143`

Property Details

APN / Parcel Number

Primary APN	`242010143`
Alternative APN	`R614 029 000 2229 0000`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	7,368 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,477 sqft (0.516 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242010143
Street Address	204 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1205 HAMPTON LAKE PH11 PB151 PG96 AC 1/20 PB151 PG126
Legal Subdivision	HAMPTON LAKE
Legal Lot Number	1205
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 FLATWATER DR, BLUFFTON, SC 29910-9368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
May 7, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Deed Document Number	2020023827
Deed Book / Page	3861 / 2555
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	204 FLATWATER DR, BLUFFTON, SC 29910-9368
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071051
Date	Oct 7, 2021
Book Page	4069/2404
Instrument	2021071051

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 7, 2020
Property Address	204 FLATWATER DR, BLUFFTON, SC 29910-9368
Document Number	0000023827
Book / Page	003861 / 002555
Instrument Date	May 6, 2020
Instrument	23827
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$906.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 NIXON FARM RD FLEMINGTON NJ 088225658, FLEMINGTON, NJ 08822-5658

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,514.00 (-0.05%)	$45,600 (-5.65%)
2024	$7,518.00 (-60.91%)	$48,332 (-29.34%) Land $14,000 Building $34,332	$1,208,300 (-) Land $350,000 Building $858,300
2023	$19,234.00 (+336.84%)	$68,400 (+365.62%)	$1,208,300 (+393.39%) Land $350,000 Building $858,300
2022	$4,403.00	$14,690	$244,900 Land $244,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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