188 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 188 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,604 sqft · built 2023
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (May 2021)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242010139`

Property Details

APN / Parcel Number

Primary APN	`242010139`
Alternative APN	`R614 029 000 2225 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,604 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,343 sqft (0.467 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242010139
Street Address	188 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1201 HAMPTON LAKE PH11 PB151 PG96 AC 1/20 PB151 PG 126
Legal Subdivision	HAMPTON LAKE
Legal Lot Number	1201
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

188 Flatwater Dr is owner-occupied and held in a trust since May 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	188 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Construction Mortgage GEORGE MASON MORTGAGE LLC
May 12, 2021	Warranty Deed, Transfer
Sep 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Oct 28, 2019 · Amount on File
Deed Document Number	2021034743
Deed Book / Page	4010 / 2462
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	188 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 YORKTOWN SHOPPING CTR 427, 427, LOMBARD, IL 60148-5645
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088463
Date	Dec 28, 2021
Book Page	4098/822
Instrument	2021088463

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 12, 2021
Property Address	188 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000034743
Book / Page	4010 / 2462
Map Reference	MB 151 PG 96
Instrument Date	Apr 27, 2021
Instrument	2021034743
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	188 FLATWATER DR, BLUFFTON, SC 29910-9348
Investor	Possibly a Property Investor

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 11, 2019
Property Address	188 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000048406
Book / Page	003792 / 000979
Instrument Date	Sep 10, 2019
Instrument	48406
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 LONGWOOD CT MATTHEWS NC 281047767, MATTHEWS, NC 28104-7767

Tax Assessment & Valuation

The 2025 property tax bill for 188 Flatwater Dr was $7,488, down 63% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00 (-62.97%)	$47,440 (-2.77%)
2024	$20,219.00 (+860.52%)	$48,792 (+285.71%) Land $14,000 Building $34,792	$1,219,800 (-) Land $350,000 Building $869,800
2023	$2,105.00 (-57.32%)	$12,650 (-23.33%)	$1,219,800 (+343.56%) Land $350,000 Building $869,800
2022	$4,932.00	$16,500	$275,000 Land $275,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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