196 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 196 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,042 sqft · built 2022
Lot Size	0.486 acres (21,170 sqft)
Owner	2 Company Names on Record
Last Sale	$242,500 (Jan 2021)
Tax Bill	$7,099 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242010141`

Property Details

APN / Parcel Number

Primary APN	`242010141`
Alternative APN	`R614 029 000 2227 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,042 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,170 sqft (0.486 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	196 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1203 HAMPTON LAKE PH11 PB151 PG96 AC 1/20 PB151 PG126
Legal Subdivision	HAMPTON LAKE
Legal Lot Number	1203
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit CPM FCU
Jan 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Deed of Trust, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20216200
Deed Book / Page	3964 / 328
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000010197
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Mar 5, 2026
Property Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000010197
Book / Page	4514 / 998
Map Reference	MB 151 PG 126
Instrument Date	Mar 5, 2026
Instrument	20260010197
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042088
Date	Jul 20, 2022
Book Page	4166/1449
Instrument	2022042088

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 26, 2021
Property Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000006200
Book / Page	003964 / 000328
Instrument Date	Jan 18, 2021
Instrument	6200
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$897.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1155 MONT VIEW LN FOREST VA 245514706, FOREST, VA 24551-4706

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	196 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000050784
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 FLATWATER DR BLUFFTON SC 299109348, BLUFFTON, SC 29910-9348

Mortgage

Document Number	0000050784
Date	Sep 20, 2019
Book Page	003795/001649
Instrument	50784

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,099.00 (-0.06%)	$44,970 (-5.95%)
2024	$7,103.00 (+6.32%)	$47,816 (+7.47%) Land $14,000 Building $33,816	$1,195,400 (-) Land $350,000 Building $845,400
2023	$6,681.00 (+287.08%)	$44,492 (+358.68%) Land $14,000 Building $30,492	$1,195,400 (+392.95%) Land $350,000 Building $845,400
2022	$1,726.00 Homeowner's exemption	$9,700	$242,500 Land $242,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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