201 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 201 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,578 sqft · built 2014
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$808,000 (Nov 2020)
Tax Bill	$11,134 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R2524500618`

Property Details

APN / Parcel Number

Primary APN	`R2524500618`
Alternative APNs	`2450 0618 25` `2524500618`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
Basement Area	2,578 sqft
Finished Basement	2,014 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	560 sqft
Deck Area	210 sqft
Patio Area	210 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500618
Street Address	201 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 255 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	255
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

201 S 243rd St is owned and occupied by an individual who bought it in November 2020.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	201 S 243RD ST, WATERLOO, NE 68069-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit DUNDEE BANK
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage DUNDEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jan 19, 2016 · Amount on File
Deed Document Number	2020126844
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	201 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097442
Date	Dec 1, 2025
Instrument	2025097442

Lender

Name	DUNDEE BANK
Type	Bank
Address	OMAHA, NE 68132

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 2, 2020
Property Address	201 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	2020126844
Instrument Date	Sep 28, 2020
Instrument	2020126844
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,818.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020126845
Date	Nov 2, 2020
Instrument	2020126845

Lender

Name	DUNDEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	2020126846
Date	Nov 2, 2020
Instrument	2020126846

Lender

Name	DUNDEE BANK
Type	Bank
Address	OMAHA, NE 68132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$910,000 Land $85,000 Building $825,000	$910,000 Land $85,000 Building $825,000
2024	$11,134.00 (-13.31%)
2023	$12,844.00 (-10.09%)	$796,200 Land $82,300 Building $713,900	$796,200 Land $82,300 Building $713,900
2022	$14,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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