164 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 164 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 6 ba · 2,815 sqft · built 2014
Lot Size	0.591 acres (25,762 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Jun 2021)
Tax Bill	$16,581 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`R2524500112`

Property Details

APN / Parcel Number

Primary APN	`R2524500112`
Alternative APNs	`2450 0112 25` `2524500112`

Interior

Bedrooms	2 Beds
Full Baths	6 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,815 sqft Living Area
Basement Area	3,339 sqft
Finished Basement	2,276 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,762 sqft (0.591 acres)
Lot Width	129 ft Width
Garage Type	Attached
Garage Area	1,312 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,238 sqft
Deck Area	84 sqft
Patio Area	86 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500112
Street Address	164 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 2 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	2
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1016
Census Tract	7508

Owner

164 S 243rd St is owned and occupied by an individual who bought it in June 2021.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	164 S 243RD ST, WATERLOO, NE 68069-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · VA Mortgage PREMIA MORTGAGE LLC
Aug 6, 2020	Deed of Trust, Construction Loan · Line of Credit PINNACLE BK
Jul 14, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	2021080554
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 21, 2021
Property Address	164 S 243RD ST, WATERLOO, NE 68069-4703
Document Number	2021080554
Instrument Date	Jun 10, 2021
Instrument	2021080554
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021080555
Date	Jun 21, 2021
Instrument	2021080555

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Aug 6, 2020
Property Address	164 S 243RD ST, WATERLOO, NE 68069-4703
Document Number	0000084603
Instrument Date	Aug 6, 2020
Instrument	84603
Transaction Type	Construction Loan
Record Updated	Sep 28, 2020
Title Company	BANKERS TITLE AGENCY/NE LLC, BANKERS TITLE AGCY/NE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 N 203RD ST ELKHORN NE 680221587, ELKHORN, NE 68022-1587

Mortgage

Document Number	0000084603
Date	Aug 6, 2020
Instrument	84603

Lender

Name	PINNACLE BK
Type	Bank
Address	18081 BURT ST, ELKHORN, NE 68022-4725

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 14, 2020
Property Address	164 S 243RD ST, WATERLOO, NE 68069-4703
Document Number	0000072301
Instrument Date	Jun 30, 2020
Instrument	72301
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 S 243RD ST WATERLOO NE 680694703, WATERLOO, NE 68069-4703

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	164 S 243RD ST, WATERLOO, NE 68069-4703
Document Number	0000019714
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 S 243RD ST WATERLOO NE 680694703, WATERLOO, NE 68069-4703

Mortgage

Document Number	0000019714
Date	Mar 27, 2019
Instrument	19714

Lender

Name	LOAN ONE
Type	Funding / Finance Company
Address	GAHANNA, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2034

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,341,900 Land $239,300 Building $1,102,600	$1,341,900 Land $239,300 Building $1,102,600
2024	$16,581.00 (-6.14%)
2023	$17,666.00 (-10.09%)	$1,095,100 Land $239,300 Building $855,800	$1,095,100 Land $239,300 Building $855,800
2022	$19,649.00
2016	$18,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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