233 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 233 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on Record
Tax Bill	$614 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2025 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`2450-0626-25`

Property Details

APN / Parcel Number

Primary APN	`2450-0626-25`
Alternative APNs	`R2524500626` `2524500626`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	R2524500626
Street Address	233 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEST SHORES LOT 259 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	259
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

Source: Douglas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 13, 2025	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK
Feb 27, 2026	Intrafamily Transfer, Transfer
Feb 26, 2026	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Oct 7, 2020	Warranty Deed, Transfer · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026
Deed Sale	Feb 26, 2026
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202614653
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000015217
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	May 15, 2026
Property Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000040774
Instrument Date	May 11, 2026
Instrument	202640774
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000040774,
Date	May 15, 2026
Instrument	202640774

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044191
Date	Jun 13, 2025
Instrument	2025044191

Lender

Name	NORTHWEST BANK
Type	Bank
Address	OMAHA, NE 68144

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Feb 27, 2026
Property Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000015217
Instrument Date	Feb 25, 2026
Instrument	2026015217
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	233 S 243RD ST, WATERLOO, NE 68069-4500

February 2026: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 26, 2026
Property Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000014653
Instrument Date	Feb 25, 2026
Instrument	2026014653
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 S 243RD ST, WATERLOO, NE 68069-4500

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 7, 2020
Property Address	233 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000114313
Instrument Date	Oct 2, 2020
Instrument	2020114313
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114314
Date	Oct 7, 2020
Instrument	2020114314

Lender

Name	NORTHWEST BANK
Type	Bank
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00 (+2.16%)	$50,200 (-) Land $50,200	$50,200 (-) Land $50,200
2024	$601.00 (-25.71%)
2023	$809.00 (-10.11%)	$50,200 Land $50,200	$50,200 Land $50,200
2022	$900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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