180 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 180 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,994 sqft · built 2006
Lot Size	0.516 acres (22,500 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2005)
Tax Bill	$9,891 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R2524500116`

Property Details

APN / Parcel Number

Primary APN	`R2524500116`
Alternative APNs	`2450 0116 25` `2524500116`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Basement Area	2,050 sqft
Finished Basement	1,286 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	492 sqft
Deck Area	436 sqft
Patio Area	436 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500116
Street Address	180 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	WEST SHORES LOT 4 BLOCK 0 100 X 225
Legal Subdivision	WEST SHORES
Legal Lot Number	4
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1016
Census Tract	7508

Owner

180 S 243rd St is owned and occupied by two individuals who bought it in July 2005.

Source: Douglas County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 S 243RD ST, WATERLOO, NE 68069-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 14, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2005 · Amount on File
Deed Sale	Jul 13, 2005 · Amount on File
Deed Document Number	0200584863
Deed Book / Page	2005 / 84863
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	180 S 243RD ST, WATERLOO, NE 68069-4703
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021056403
Date	Apr 30, 2021
Instrument	2021056403

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	180 S 243RD ST, WATERLOO, NE 68069-4703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052264
Date	Jul 6, 2017
Instrument	2017052264

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 14, 2020
Property Address	180 S 243RD ST, WATERLOO, NE 68069-4703
Document Number	0000072301
Instrument Date	Jun 30, 2020
Instrument	72301
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 S 243RD ST WATERLOO NE 680694703, WATERLOO, NE 68069-4703

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$803,000 Land $231,800 Building $571,200	$803,000 Land $231,800 Building $571,200
2024	$9,891.00 (-8.54%)
2023	$10,815.00 (-10.09%)	$670,400 Land $231,800 Building $438,600	$670,400 Land $231,800 Building $438,600
2022	$12,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

Nearby Properties on S 243rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures