225 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 225 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 4,092 sqft · built 2020
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$97,000 (Apr 2019)
Tax Bill	$12,763 (2025)
Deeds & Mortgages	May 2019 Construction Loan Nov 2020 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`2450-0624-25`

Property Details

APN / Parcel Number

Primary APN	`2450-0624-25`
Alternative APNs	`R2524500624` `2524500624`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,092 sqft Living Area
Gross Area	5,793 sqft
1st Floor Area	2,273 sqft
Basement Area	2,273 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	1,043 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	825 sqft
Porch	Patio
Porch Area	352 sqft
Deck Area	144 sqft
Patio Area	340 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500624
Street Address	225 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEST SHORES LOT 258 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	258
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

225 S 243rd St is owned by a company that bought it in April 2019 and is owner-occupied.

Source: Douglas County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jul 29, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTHWEST BK
Apr 15, 2019	Warranty Deed, Subdivision Related Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC
Jul 3, 2017	Warranty Deed, Transfer · Commercial Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	201924676
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019037477
Date	May 30, 2019
Instrument	2019037477

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020131213
Date	Nov 10, 2020
Instrument	2020131213

Lender

Name	NORTHWEST BANK
Type	Bank
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS NE
Property Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000097082
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 S 243RD ST WATERLOO NE 680694500, WATERLOO, NE 68069-4500

Mortgage

Document Number	0000097082
Date	Sep 2, 2020
Instrument	97082

Lender

Name	NORTHWEST BK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 15, 2019
Property Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000024676
Instrument Date	Feb 7, 2019
Instrument	24676
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2019
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$218.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	225 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 3, 2017
Property Address	225 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	2017051431
Instrument Date	Jun 23, 2017
Instrument	2017051431
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEBRASKA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2017051432
Date	Jul 3, 2017
Instrument	2017051432

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 225 S 243rd St was $12,763, down 1.1% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,763.00 (-1.05%)	$1,042,600 Land $82,800 Building $959,800	$1,042,600 Land $82,800 Building $959,800
2024	$12,899.00 (-5.13%)
2023	$13,596.00 (-10.09%)	$842,800 Land $82,800 Building $760,000	$842,800 Land $82,800 Building $760,000
2022	$15,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

Nearby Properties on S 243rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures