Douglas County property record for 172 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,485 sqft · built 2008 |
| Lot Size | 0.566 acres (24,637 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Dec 2016) |
| Tax Bill | $14,058 (2024) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0114-25 |
| Primary APN | 2450-0114-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,485 sqft Living Area |
| Gross Area | 6,386 sqft |
| 1st Floor Area | 2,550 sqft |
| Basement Area | 2,550 sqft |
| Finished Basement | 1,935 sqft |
| Unfinished Basement | 615 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,637 sqft (0.566 acres) |
| Lot Width | 109 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,031 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Covered Slab |
| Porch Area | 1,471 sqft |
| Deck Area | 143 sqft |
| Patio Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500114 |
|---|---|
| Street Address | 172 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 3 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
172 S 243rd St is owned and occupied by an individual who bought it in December 2016.
Source: Douglas County records, as of October 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 S 243RD ST, WATERLOO, NE 68069-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on File |
| Deed Sale | Dec 13, 2016 · Amount on File |
| Prior Sale | Apr 3, 2015 · Amount on File |
| Deed Document Number | 2016103976 |
| Prior Transfer Date | Oct 31, 2016 |
| Prior Transfer Doc | 0000103976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 172 S 243RD ST, WATERLOO, NE 68069-4703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001598 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021001598 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 172 S 243RD ST, WATERLOO, NE 68069-4703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001597 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021001597 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,200,500 Land $236,800 Building $963,700 | $1,200,500 Land $236,800 Building $963,700 | |
| 2024 | $14,058.00 (-6.15%) | ||
| 2023 | $14,980.00 (-10.09%) | $928,600 Land $236,800 Building $691,800 | $928,600 Land $236,800 Building $691,800 |
| 2022 | $16,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 41% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
May also be available: Verizon.
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