217 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 217 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,364 sqft · built 2019
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2017)
Tax Bill	$12,072 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R2524500622`

Property Details

APN / Parcel Number

Primary APN	`R2524500622`
Alternative APNs	`2450 0622 25` `2524500622`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
Basement Area	2,364 sqft
Finished Basement	2,112 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	942 sqft
Deck Area	115 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500622
Street Address	217 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 257 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	257
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 S 243RD ST, WATERLOO, NE 68069-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FRONTIER BK
Jun 5, 2017	Warranty Deed, Transfer NEBRASKA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	2017043124
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	217 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008373
Date	Feb 8, 2023
Instrument	2023008373

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	217 S 243RD ST, WATERLOO, NE 68069-4500
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021109793
Date	Aug 19, 2021
Instrument	2021109793

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 22, 2017
Property Address	217 S 243RD ST, WATERLOO, NE 68069-4500
Instrument Date	Dec 22, 2017
Instrument	103494
Transaction Type	Construction Loan
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	217 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

Mortgage

Document Number	0000103494
Date	Dec 22, 2017
Instrument	103494

Lender

Name	FRONTIER BK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 5, 2017
Property Address	217 S 243RD ST, WATERLOO, NE 68069-4500
Document Number	0000043124
Instrument Date	Jun 1, 2017
Instrument	43124
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$213.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$975,000 (+24.41%) Land $82,800 Building $892,200	$975,000 (+24.41%) Land $82,800 Building $892,200
2024	$12,072.00 (-4.51%)
2023	$12,642.00 (-10.1%)	$783,700 Land $82,800 Building $700,900	$783,700 Land $82,800 Building $700,900
2022	$14,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

Nearby Properties on S 243rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures