191 Queen Lake Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 191 Queen Lake Rd, Phillipston, MA 01331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 2015
Lot Size	19.9 acres (871,050 sqft)
Owner	Company Name on File
Last Sale	$59,000 (Mar 2011)
Tax Bill	$6,019 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Refinance + 2 more
APN	`PHIL M:00009 L:0001A`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00009 L:0001A`
Alternative APN	`02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	4,344 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,050 sqft (19.9 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	191 QUEEN LAKE RD
City	PHILLIPSTON
State	MA
Zip	01331-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WAYNE KOSKELA
Legal Lot Number	1A
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1062
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records · APN PHIL M:00009 L:0001A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	191 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9744
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU
Nov 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Deed Document Number	20113
Deed Book / Page	47225 / 43
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	191 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9744
Transaction Type	Mortgage
Record Updated	Dec 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069916-234
Date	Nov 22, 2023
Book Page	69916/234
Instrument	98293

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2043

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	191 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9744
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65896-326
Date	Aug 24, 2021
Book Page	65896/326
Instrument	118290

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	191 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9744
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64911-197
Date	Apr 12, 2021
Book Page	64911/197
Instrument	50133

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	191 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9744
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61423-372
Date	Nov 15, 2019
Book Page	61423/372
Instrument	122826

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2039

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,019.00 (-5.14%)	$534,100 (+0.85%) Land $77,400 Building $456,700	$561,165
2024	$6,345.00 (+0.62%)	$529,600 (+7.84%) Land $73,300 Building $456,300
2023	$6,306.00	$491,100 Land $68,300 Building $422,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277042011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Queen Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures