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235 Queen Lake Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 235 Queen Lake Rd, Phillipston, MA 01331 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,411 sqft · built 1995
Lot Size2.39 acres (104,394 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Dec 2019)
Tax Bill$3,833 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2020 Refinance
+ 1 more
APNPHIL M:00009 L:00004

Property Details

APN / Parcel Number

Primary APNPHIL M:00009 L:00004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,411 sqft Living Area
Gross Area3,462 sqft
1st Floor Area1,012 sqft
Basement Area323 sqft
Unfinished Basement1,568 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area104,394 sqft (2.39 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address235 QUEEN LAKE RD
CityPHILLIPSTON
StateMA
Zip01331-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number4
JurisdictionPHILLIPSTON MA
Township / Civil DivisionPHILLIPSTON
Census Block Group1
Census Block1062
Census Tract704201

Owner

Source: Worcester County and Phillipston Town records · APN PHIL M:00009 L:00004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Dec 10, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Dec 20, 2019Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleSep 10, 1993 · Amount on Record
Deed Document Number2019139331
Deed Book / Page61634 / 66
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHILLIPSTON MA
Recording DateMay 27, 2026
Property Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471
Document Number0073631-91
Book / Page73631 / 91
Instrument DateMay 12, 2026
Instrument202642057
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471

Mortgage

Document Number0000042057,
DateMay 27, 2026
Book Page73631/91
Instrument202642057
Lender
NameCITIZENS BANK
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueJun 01, 2051
Interest
Rate6.3%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHILLIPSTON MA
Property Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63943-51
DateDec 10, 2020
Book Page63943/51
Instrument152721
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPHILLIPSTON MA
Recording DateDec 20, 2019
Property Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471
Document Number61634-66
Book / Page61634 / 66
Instrument DateDec 04, 2019
Instrument139331
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9471

Mortgage

Document Number139332
DateDec 20, 2019
Instrument139332
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionPhillipston Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,833.00 (+7.01%)$340,100 (+13.75%) Land $51,300 Building $288,800$370,120 (+3.56%)
2024$3,582.00 (-3.24%)$299,000 (+3.71%) Land $48,800 Building $250,200$357,390
2023$3,702.00$288,300 Land $48,800 Building $239,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277042011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Special Flood Hazard AreaNo
Flood HazardNot mapped
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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