160 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 160 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,012 sqft · built 2023
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2021)
Tax Bill	$6,460 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242003922`

Property Details

APN / Parcel Number

Primary APN	`242003922`
Alternative APN	`R614 029 000 1827 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,012 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242003922
Street Address	160 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3046 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3046
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

160 Flatwater Dr is owned by two individuals who acquired it in September 2024.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	BLUFFTON, SC 29910
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Aug 5, 2021	Warranty Deed, Transfer
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 4, 2019	Limited Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage HERITAGE TRUST FCU

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	0000056576
Deed Book / Page	4046 / 53
Last Transfer Date	Sep 23, 2024
Transfer Doc	0000041806
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	160 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 COBURN DR W, BLUFFTON, SC 29909-4556

Mortgage

Document Number	0000055410
Date	Oct 5, 2022
Book Page	4187/1910
Instrument	2022055410

Lender

Name	TD BANK NA
Type	Bank
Address	19908

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 5, 2021
Property Address	160 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000056576
Book / Page	4046 / 53
Map Reference	MB 141 PG 64
Instrument Date	Jul 23, 2021
Instrument	2021056576
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4830 DARLENE CT, LONG GROVE, IL 60047-5166

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	160 FLATWATER DR, BLUFFTON, SC 29910-9348
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022909
Date	May 4, 2020
Book Page	3860/2639
Instrument	2020022909

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 4, 2019
Property Address	160 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000028924
Book / Page	3765 / 0467
Map Reference	MB 141 PG 64
Instrument Date	Jun 3, 2019
Instrument	2019028924
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000028996
Date	Jun 4, 2019
Instrument	2019028996

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 25, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 160 Flatwater Dr was $6,460, down 4.7% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,460.00 (-4.72%)	$40,920 (-0.49%)
2024	$6,780.00 (+14.97%)	$41,120 (+98.65%) Land $14,000 Building $27,120	$1,028,000 (-) Land $350,000 Building $678,000
2023	$5,897.00 (+9.81%)	$20,700 (+15%)	$1,028,000 (+242.67%) Land $350,000 Building $678,000
2022	$5,370.00	$18,000	$300,000 Land $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 160 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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