164 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 164 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 2,991 sqft · built 2019
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,000 (Jul 2022)
Tax Bill	$7,672 (2025)
Deeds & Mortgages	Jul 2022 Sale Jan 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242003923`

Property Details

APN / Parcel Number

Primary APN	`242003923`
Alternative APN	`R614 029 000 1828 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,991 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003923
Street Address	164 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3047 HAMPTON LAKE PH 3 PB141 PG64-68
Legal Subdivision	HAMPTON LAKE
Legal Phase	3
Legal Lot Number	3047
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer
Jan 16, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Mar 15, 2019	Loan Modification, Mortgage · Line of Credit PINNACLE BK
Mar 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	2022042999
Deed Book / Page	4167 / 2843
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 26, 2022
Property Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000042999
Book / Page	4167 / 2843
Map Reference	MB 141 PG 64
Instrument Date	Jul 8, 2022
Instrument	2022042999
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Amount	Amount Recorded
Tax	$3,315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 16, 2020
Property Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000002847
Book / Page	003829 / 000059
Instrument Date	Jan 14, 2020
Instrument	2847
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,868.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 FLATWATER DR BLUFFTON SC 299109348, BLUFFTON, SC 29910-9348

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000013624
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60 GREGORY RD NE #1 BELVILLE NC 284519276, 1, BELVILLE, NC 28451-9276

Mortgage

Document Number	0000013624
Date	Mar 19, 2019
Book Page	003745/000211
Instrument	13624

Lender

Name	PINNACLE BK
Type	Bank
Address	THOMASVILLE, NC 27361-1148

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 19, 2019
Property Address	164 FLATWATER DR, BLUFFTON, SC 29910-9348
Document Number	0000013623
Book / Page	003745 / 000208
Instrument Date	Mar 13, 2019
Instrument	13623
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$708.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	591 BROWNS COVE RD #G RIDGELAND SC 299367281, G, RIDGELAND, SC 29936-7281

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,672.00 (-0.05%)	$48,940 (+0.01%)
2024	$7,676.00	$48,936 (-) Land $14,000 Building $34,936	$1,223,400 (-) Land $350,000 Building $873,400
2023	$7,676.00 (+50.42%)	$48,936 (+57.86%) Land $14,000 Building $34,936	$1,223,400 (+57.86%) Land $350,000 Building $873,400
2022	$5,103.00 Homeowner's exemption	$31,000 Land $8,000 Building $23,000	$775,000 Land $200,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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