Berrien County property record for 1815 Champlain Dr, Niles, MI 49120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 76,888 sqft (1.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $71,000 (2022) |
| Tax Bill | $2,548.00 (2025) |
| Primary APN | 05-8520-0002-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,800 sqft Living Area |
| 1st Floor | 1,800 sqft 1st Floor |
| Basement Area | 1,800 sqft Basement |
| Unfinished Basement | 1,800 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 76,888 sqft (1.76 acres) |
| Depth X Width | 660 ft x 122 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 550 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1815 CHAMPLAIN DR |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-8935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 WEST RIVER TERRACE. |
| Legal Subdivision | WEST RIVER TERRACE |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | BERTRAND |
| Census Blockgroup | 2 |
| Census Block | 2049 |
| Census Tract | 20300 |
Source: Berrien County records · APN 05-8520-0002-00-1
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Apr 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 10, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2022 · Amount on Record |
| Deed Sale | Oct 10, 2022 · Amount on Record |
| Prior Sale | Apr 28, 1994 · Amount on Record |
| Deed Doc Number | 2022364414 |
| Deed Book / Page | 3388 / 1275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Document Number | 03467/4467 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 3467/4467 |
| Instrument | 2026449515 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Index | SOFR Average 30-Day |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Document Number | 03402/2003 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 3402/2003 |
| Instrument | 2023378880 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 10, 2022 |
| Property Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
| Document Number | 03388/1275 |
| Book / Page | 3388 / 1275 |
| Map Reference | VOL 15 PG 40 |
| Instrument Date | Oct 05, 2022 |
| Instrument | 2022364414 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1815 CHAMPLAIN DR, NILES, MI 49120-8935 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bertrand Township |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,300 (+30.98%) | $374,600 (+30.98%) | |
| 2025 | $2,548.00 (+13.7%) | ||
| 2023 | $143,000 | $286,000 | |
| 2022 | $2,241.00 |
1815 Champlain Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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