18 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 18 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 7,681 sqft · built 2007
Lot Size	0.227 acres (9,869 sqft)
Owner	2 Company Names on Record
Last Sale	$5,100,000 (Mar 2004)
Tax Bill	$103,263 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`672-451-05`

Property Details

APN / Parcel Number

Primary APN	`672-451-05`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Building Area	7,681 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	9,869 sqft (0.227 acres)
Garage Area	2,300 sqft
Parking Spaces	8 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	18 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 38
Legal Subdivision	TR 12674
Legal Tract	12674
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 RITZ COVE DR, DANA POINT, CA 92629-4226
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Affidavit of Death of Trustee, Transfer
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2004 · Amount on Record
Deed Sale	Mar 22, 2004 · Amount on Record
Prior Sale	Feb 1, 2000
Deed Document Number	2004230681
Prior Transfer Date	Jan 28, 2000
Prior Transfer Doc	0000054834
Record Updated	Oct 29, 2026

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	ORANGE CA
Recording Date	Apr 6, 2026
Property Address	18 RITZ COVE DR, DANA POINT, CA 92629-4226
Document Number	0000098442
Instrument Date	Mar 31, 2026
Instrument	202698442
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	18 RITZ COVE DR, DANA POINT, CA 92629-4226

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RITZ COVE DR, DANA POINT, CA 92629-4226

Mortgage

Document Number	0000345153
Date	Oct 26, 2022
Instrument	2022000345153

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	14.2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$10,035,055 (+2%) Land $7,396,192 Building $2,638,863
2025	$103,263.00 (+1.88%) Homeowner's exemption	$9,838,290 (+4.04%) Land $7,251,169 Building $2,587,121
2024	$101,361.00 (+2.52%)
2023	$98,867.00 (+1.66%) Homeowner's exemption	$9,456,258 Land $6,969,597 Building $2,486,661
2022	$97,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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