13 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 13 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Lot Size	0.311 acres (13,547 sqft)
Owner	2 Company Names on Record
Last Sale	$19,050,000 (Aug 2025)
Tax Bill	$113,427 (2025)
Deeds & Mortgages	Jun 2022 Sale & Construction Loan Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`672-461-05`

Property Details

APN / Parcel Number

Primary APN	`672-461-05`

Exterior

Lot Area	13,547 sqft (0.311 acres)

Location & Zoning

Street Address	13 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13103 BLK LOT 15
Legal Subdivision	TRACT NO 13103
Legal Tract	13103
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3299 HORSELESS CARRIAGE DR, NORCO, CA 92860-3604
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Grant Deed, Construction Loan · Construction Mortgage FIRST REPUBLIC BANK
Jun 7, 2021	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	2025218597
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2022
Property Address	13 RITZ COVE DR, DANA POINT, CA 92629-4225
Document Number	0000233202
Map Reference	MB 586 PG 42-50
Instrument Date	Jun 29, 2022
Instrument	2022000233202
Transaction Type	Construction Loan
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 ORCHARD, LAKE FOREST, CA 92630-8300

Mortgage

Document Number	0000233203
Date	Jun 30, 2022
Instrument	2022000233203

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.25%
Index	Prime Rate
Max Rate	10.9%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2021
Property Address	13 RITZ COVE DR, DANA POINT, CA 92629-4225
Document Number	0000377485
Map Reference	MB 586 PG 42-50
Instrument Date	Apr 13, 2021
Instrument	2021000377485
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$19,050,000 (+72.59%) Land $16,028,182 Building $3,021,818
2025	$113,427.00 (+16.1%)	$11,037,741 (+35.27%) Land $8,489,664 Building $2,548,077
2024	$97,698.00 (+16.14%)
2023	$84,121.00 (+40.69%)	$8,160,000 Land $8,160,000
2022	$59,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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