22 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 22 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,755 sqft · built 1989
Lot Size	0.222 acres (9,660 sqft)
Owner	Company Name on Record
Last Sale	$14,500,000 (Sep 2023)
Tax Bill	$151,748 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`672-451-09`

Property Details

APN / Parcel Number

Primary APN	`672-451-09`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,660 sqft (0.222 acres)
Garage Area	843 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	22 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 42
Legal Subdivision	TRACT NO 12674
Legal Tract	12674
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1901 REDBIRD DR, LAS VEGAS, NV 89134-6140
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Grant Deed, Transfer
Sep 13, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 30, 2019	Deed of Trust, Mortgage · ARM RAYMOND JAMES BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Document Number	2023223101
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0000062779
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 5, 2024
Property Address	22 RITZ COVE DR, DANA POINT, CA 92629-4226
Document Number	0000003177
Map Reference	MB 581 PG 41-46
Instrument Date	Dec 27, 2023
Instrument	2024000003177
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 REDBIRD DR, LAS VEGAS, NV 89134-6140

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 13, 2023
Property Address	22 RITZ COVE DR, DANA POINT, CA 92629-4226
Document Number	0000223101
Map Reference	MB 581 PG 41-46
Instrument Date	Jul 31, 2023
Instrument	2023000223101
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 REDBIRD DR, LAS VEGAS, NV 89134-6140

Mortgage

Document Number	0000223102
Date	Sep 13, 2023
Instrument	2023000223102

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Max Rate	10.6%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139923
Date	Apr 30, 2019
Instrument	2019000139923

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22 RITZ COVE DR, DANA POINT, CA 92629-4226
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RITZ COVE DR, DANA POINT, CA 92629-4226

Mortgage

Document Number	0000722867
Date	Dec 9, 2020
Instrument	2020000722867

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$15,085,800 (+2%) Land $14,141,392 Building $944,408
2025	$151,748.00 (+32.69%)	$14,790,000 (+33.54%) Land $13,864,109 Building $925,891
2023	$114,359.00 (+2.35%) Homeowner's exemption	$11,075,658 Land $10,189,246 Building $886,412
2022	$111,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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